トップページ サイトマップ ENGLISH

  • 農協・漁協に貯金があるみなさま
    • 貯金保険機構について
    • 理事長就任挨拶
    • 貯金保険機構の業務
    • ご相談・お問合せ
    • ①概要(貯金保険機構の役割)
    • ②業務内容
    • ③組織(機構図/運営委員会)
    • ④沿革、資本金、構成員、組織
    • ⑤事業報告書と財務諸表
    • 1.制度の仕組み
    • 2.対象組合
    • 3.対象貯金
    • 4.支援の仕組み
    • 震災特例業務
    • 東日本大震災事業者再生支援業務
    • 再編強化法に基づく優先出資の取得
  • 組合のみなさま
    • 定款・業務方法書
    • 貯金保険機構年報
    • 農水産業協同組合貯金保険機構情報公開・個人情報保護窓口
    • 運営委員会
    • 事業報告書・財務諸表
    • 貯金保険制度の概要
    • 中期業務目標・業務運営方針
    • 中期業務目標・業務運営方針
    • 貯金保険制度の解説
    • インフォメーション
    • 関係法令
    • 貯金者データ整備説明会への講師派遣について
    • リーフレット、パンフレットの送付について
    • 貯金保険制度に関する広報資料(ポスター、リーフレット、パンフレット)について
  • 貯金保険制度のQ&A
  • 資料コーナー
    • 入札情報
    • 関係法令
    • 貯金保険機構年報
    • 事業報告書と財務諸表
    • 情報公開制度・個人情報保護制度
    • 個人情報保護制度
    • リンク集
Home > About SIC > III. Organization, etc., of the Savings Insurance Corporation

III. Organization, etc., of the Savings Insurance Corporation

1.    Establishment
        The Corporation is an authorized corporation established in line with the Savings Insurance Act on September 1st, 1973, as the operating entity of the savings insurance system.

2.    Capital
        Although the Corporation was originally capitalized at 300 million yen, in February 2012 it received an injection of 1.32 billion yen from the government in the Great East Japan Earthquake Business Revitalization Support Account, bringing the capital to 1.62 billion yen at present.

The Corporation’s investors and investment amounts are as follows.

○ Government of Japan 1,395 million yen
○ Bank of Japan 75 million yen
○ Norinchukin Bank 75 million yen
○ Credit federations of agricultural cooperatives, etc. 67.5 million yen
○ Credit federations of fishery cooperatives, etc. 7.5 million yen

3.    Policy reserves
        In its settlement of accounts at the end of every fiscal year, the Corporation transfers the whole amount remaining after subtracting financial assistance costs, general administrative costs and other expenditure from insurance premiums, asset investment revenues and other earnings into policy reserves. This is then accumulated as funds necessary for insurance payouts, other payments, and financial assistance.

4.    Borrowings and government guarantees
        The Corporation may borrow up to a maximum of 200 billion yen from the Bank of Japan or the Norinchukin Bank, etc., in addition to borrowings related to its operations in response to financial crisis. These borrowings may be subject to government guarantees within a range (budget) approved by a Diet resolution.

5.    Policy Board
        A “Policy Board” has been established as a decision-making body on important matters related to the running of the Corporation. It has a maximum of 7 members, in addition to the Corporation’s Governor (Chairman) and Deputy Governor. Members are appointed by the Governor from among persons with specialized expertise and experience concerning agriculture, fisheries and finance, with the approval of the competent ministers.
        Matters for resolution by Policy Board meetings are prescribed in the Savings Insurance Act, as well as in the Enhancement and Restructuring Act and the Business Revitalizing Corporation Act.

* Matters for resolution prescribed in the Savings Insurance Act

○    Amendments to the Articles of Incorporation
○    Preparation of and amendments to Operational Guidelines
○    Budgets and funding plans
○    Settlement of accounts
○    Decisions on and changes to insurance premium rates
○    Decisions on insurance payouts for Type 1 insured events and applications for extensions to decision deadlines
○    Decisions on suspense payments
○    Decisions on public announcement of insurance payouts and suspense payments (payment timeframe, place, method, etc.)
○    Decisions on financial assistance
○    Decisions on loans of funds to repay settlement debt
○    Decisions on purchases of savings and other receivables
○    Decisions on the estimated proceeds payment rate
○    Decisions on public announcement concerning the purchase of savings and other receivables (timeframe and place of purchase, method of estimated proceeds payment, documents submitted, etc.)
○    Decisions on public announcement concerning settlement payment (payment amounts, timeframe, etc.)
○    Decisions on the content of agreements with designated receivables recovery companies
○    Decisions on amounts of funding to designated receivables recovery companies
○    Decisions on asset purchase prices presented to designated receivables recovery companies, compensation for losses and other conditions concerning the outsourcing of asset purchases
○    Decisions on debt guarantees pertaining to loans of funds to or borrowings of funds by designated receivables recovery companies
○    Decisions on loans of funds to repay savings, etc., or prevent falls in asset value
○    Other matters deemed particularly necessary by the Policy Board
* Matters for resolution prescribed in the Enhancement and Restructuring Act
○    Decisions on monetary grants needed to repay preferred investment
○    Decisions on entering agreements to indemnify losses related to damage collateral agreements
○    Transfers from the General Account to the Special Earthquake Account
* Matters for resolution prescribed in the Business Revitalizing Corporation Act
○    Funding to the Business Revitalizing Corporation
○    Distribution of amounts corresponding to dividends
○    Distribution of residual assets of the Great East Japan Earthquake Business Revitalization Support Account

6.    Officers
        The Governor and auditor (1) are appointed by the competent ministers, and the Deputy Governor (1) is appointed by the Governor with the approval of the competent ministers.

7.    Financial affairs
        Budgets and funding plans for each fiscal year are executed and implemented with the approval of the competent ministers, and settled accounts are approved by the competent ministers after the end of the fiscal year.
Any operational surplus is deployed via holdings of government bonds and other securities designated by the competent ministers, deposits in financial institutions, etc.

Next▶︎ Ⅳ.Annexes Record of Financial Assistance

大
fontsize large
中
fontsize medium
小
fontsize small
OUTLINE OF THE SAVINGS INSURANCE SYSTEM AND THE SIC
I. Purpose of the Savings Insurance System

II. Outline of the Savings Insurance System
▶︎1. Cooperatives covered by the system
▶︎2. Savings and others covered by insurance
3.The scope of protection under the savings insurance system
▶︎4. Insurance premiums
▶︎5.Cooperative failure proceedings
▶︎6. On-site inspections

III.Organization, etc., of the Savings Insurance Corporation

Ⅳ.Annexes
▶︎Record of Financial Assistance
▶︎Record of Preferred Investment Based on the Enhancement and Restructuring Act
▶︎State of Income and Expenditure by Fiscal Year

▶︎Annual Report of the Agricultural and Fishery Cooperative Savings Insurance Corporation 2013
Scroll To Top
  • “農水産業協同組合貯金保険機構”

    私たち貯金保険機構は、農水産業協同組合の貯金者の保護を図り、信用秩序の維持に資することを目的としています。

    ▶︎私たちについて詳細はこちら

  • 貯金保険機構住所: 〒100-0005 東京都千代田区丸の内3-3-1 新東京ビル9F

    貯金保険機構住所:
    〒100-0005 東京都千代田区丸の内3-3-1 新東京ビル9F
    TEL:03-3285-1270 (代表)
    ▶︎大きい地図はこちら

  • 基本情報リンク

    “農水産業協同組合貯金保険機構”

    ▶︎ 入札情報

    ▶︎ ご相談・お問い合わせ

    ▶︎ リンクについて

    ▶︎ 著作権及び免責事項

  • 検索の多いキーワード

    • 立入検査
    • 保険料
    • 農協
    • 貯金者保護等の仕組み
    • 特定決済債務

Copyright@2014 農水産業協同組合貯金保険機構 All Rights Reserved.
(法人番号 1010005002584)